Money :
The official currency is the Cedi (GHC), which is divided into 100 pesewas. Foreign currency can be exchanged at any forex bureaux as well as at some commercial banks; banks and foreign exchange facilities are available at the airport and in all major towns. It is advisable to keep currency exchange receipts in order to be able to re-exchange when departing. Banking hours are usually from 8.30am to 3pm Monday to Friday, and most large commercial banks have ATMs located outside, although only limited amounts of Cedis can be drawn at a time. Travellers cheques are accepted at banks and forex bureaux in the capital Accra, but the rate of exchange may be lower than for cash transactions. The most widely accepted credit cards are American Express, Diners and Visa, and cards can be used for payment at major hotels and shops, although this can be risky as credit card fraud is very common. The best currencies to bring are US dollars, British pounds or Euros as other currencies exchange at poor rates.
Time :
Local time is GMT.
Electricity :
Electrical current is 220 volts, 50 Hz. Both round and flat three-pronged plugs are most commonly used.
Language :
English is the official language, but many other African languages are spoken including Twi, Fante, Ga, Ewe, Hausa and Dagbani.
Health :
Visitors must be in possession of a current medical vaccination certificate for yellow fever. Prophylactics against malaria are recommended and waterborne diseases are prevalent, including outbreaks of cholera during the rainy season. Visitors are advised to buy bottled drinking water, which is widely available. Bird flu has been confirmed in Ghana, but the risk to visitors is considered to be very low; as a precaution it is advisable to avoid close contact with live birds and ensure all poultry products are well cooked. Good medical facilities are found in all the cities and major towns, but facilities outside urban areas are poor and emergency services are limited. Medical insurance is advised and should cover medical evacuation.
Tipping :
Service charge is rarely added to restaurant bills and tipping for quality service is only expected in restaurants (usually about 10%). For other services tipping is discretionary.
Safety :
Most visits to Ghana are trouble-free, but it is wise to be vigilant in public areas particularly in and around Accra and to avoid travelling in taxis alone after dark if possible. Visitors should avoid carrying large sums of cash or valuables on them and to be vigilant when drawing money from ATMs in central Accra. Theft of luggage and travel documents has occurred at Kotoka International Airport. Visitors should also be vigilant in and around Tamale and Kumasi where there has been an increase in crime including muggings and attacks on foreigners. There is a potential for outbreaks of violence between rival political factions, fighting between inter-ethnic groups and civil unrest; travellers are advised to stay up to date with daily developments. Visitors to the Northern Region should be alert to the possibility of renewed outbreaks of inter-ethnic fighting. When travelling along the Ghanaian coastline, please exercise caution given the occurrence of strong tidal waves striking the coast.
Customs :
Ghanaians are generally a conservative people and visitors should respect local customs, traditional courtesies and dress codes, particularly in the villages. Ghanaians do most things with their right hand; eating, touching food, taking and receiving things, waving, shaking hands etc. The left hand is used for 'dirty things' and it is regarded as rude to use the left hand for the aforementioned things. If in doubt, use the right hand. Homosexuality is illegal. Greeting is an important social function and handshakes are common. No civilian may wear camouflage clothing as it is reserved for the military. Visitors to remote villages, shrines or palaces should visit the local elder or priest and take a small gift such as a bottle of local schnapps, gin or money. Always seek permission before taking photographs of people; it is not permitted to take photographs of military institutions or the airport.
Business :
Ghana is a very relaxed and friendly country, however in business, a formal dress code is expected, and punctuality is essential at all meetings. The exchange of business cards is common. It is important in all meetings to greet and shake hands with each person and acknowledge their presence. The person is to be addressed as Mr. Mrs., or Ms., followed by their surnames, unless otherwise specified. Gifts are unnecessary though greatly appreciated. Business hours are generally 8am to 5pm Monday to Friday with an hour taken over lunch.
Duty Free :
Travellers to Ghana over 16 years do not have to pay customs duty on 400 cigarettes, or 100 cigars, or 454g of tobacco, or a proportionate mix of these items; 1 litre of wine and 1 litre of spirits; and 237ml of perfume and eau de toilette. Gift items are dutiable.
Communications :
The international dialling code for Ghana is +233. The outgoing code is 00 followed by the relevant country code (e.g. 0027 for South Africa). Accra's city code is 21. The telephone system is relatively reliable, but most people use mobile phones. Telephone, fax and telex services are available in all main towns, and hotels. Most major hotels also have business centres, which provide secretarial and courier services. Internet cafes are on the increase throughout the country, but connection speeds are usually slow. There are several GSM cell phone operations across Ghana that have roaming agreements with most international networks, and phones can be rented in Accra.
Contacts :
Emergencies: 999.
